Accessing your bank account online is generally safe. This is as long as you make sure you enter in all the right details when making a transaction and follow a few rules:
Check your statement often and report any unusual activity to your bank.
Don’t reply to emails that claim to be from your bank that ask for personal details or passwords.
Always remember to log out of
Only use secure wi-fi connections to access your bank account.
Public wi-fi connections are often Online Guide for Banking not secure, so it’s important not to use them for banking or to make purchases. If you’re out and about with a mobile or tablet, it’s safer to use your 3G or 4G connection.
Keep your operating system and anti-virus software up to date.
Choose your password carefully – create it by combining three random words and don’t re-use the same one for different accounts.Accessing your account through your smartphone, either using a website or a banking app, is becoming more popular.
It’s a fast, convenient way to manage your finances, and banks invest heavily in making mobile banking safe.
Some high-street banks have real-time notifications of transactions, such as Monzo and Starling. This makes it much easier and quicker to spot fraudulent transactions.
If you notice anything strange on your account, or you accidentally make a payment to the wrong account, get in touch with your bank as soon as possible.
Some banks offer instant card freezing, where you can block your card in you app without having to call or visit a branch. Contact your bank to check if they offer this additional security feature.
Most banks in the UK provide an online banking service.
To find out if you can get online access to your account, check your bank’s website, give them a call, or pop into a branch.
For security reasons, the registration process often involves a few steps.
These might include:

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